View file File name : home-loan.php Content :<?php include('header1.php'); ?> <!-- Sub banner start --> <div class="sub-banner overview-bgi"> <div class="container"> <div class="breadcrumb-area"> <h1>Home Loan</h1> <ul class="breadcrumbs"> <li><a href="index2.php">Home</a></li> <li class="active">Home Loan</li> </ul> </div> </div> </div> <!-- Sub Banner end --> <!-- Properties section body start --> <div class="properties-section-body content-area"> <div class="container"> <div class="row"> <div class="col-lg-12 col-md-12"> <div class="properties-details-section"> <nav class="navbar navbar-inverse navbar-expand-sm bg-dark navbar-dark fixed-top-small header-transparent"> <ul class="navbar-nav"> <li class="nav-item"> <a class="nav-link" href="#eligibility">Eligibility Criteria</a> </li> <li class="nav-item"> <a class="nav-link" href="#homeloan">Home Loan</a> </li> <li class="nav-item"> <a class="nav-link" href="#salaried">Documents for salaried</a> </li> <li class="nav-item"> <a class="nav-link" href="#employee">Documents for self Employed</a> </li> <li class="nav-item"> <a class="nav-link" href="#calculator">Eligibility Calculator</a> </li> <li class="nav-item"> <a class="nav-link" href="#calculatoremi">Loan EMI Calculator </a> </li> <li class="nav-item"> <a class="nav-link" href="#apply">Apply Now</a> </li> </ul> </nav> <div id="eligibility" class="container-fluid"> <div class="properties-description mb-50"> <div class="blog-1"> <div class="detail"> <h3> <a href="#">Home Loan Eligibility Criteria:</a> </h3> <p>Home Loan eligibility depends upon various factors which are as follows:</p> <ol> <li><span class="read-more">Income – </span>Your income determines the amount of home loan you are eligible for. Banks generally keep the EMI to income ratio at 0.45% to 0.60% of your monthly income.</li> <li><span class="read-more">Tenure – </span>The longer tenure you opt for, the more is your home loan eligibility and the lesser is your EMI. Maximum tenure is 20 years (30 years in some banks or NBFC’s).</li> <li><span class="read-more">Age – </span>Your age will determine your home loan tenure and hence your eligibility. Maximum age to be considered for salaried is 60 years and for self employed is 75 yrs.</li> <li><span class="read-more">Interest Rate offered – </span>Banks offer Fixed and Floating Rates of Interest. Lower the interest rate more is the home loan eligibity and higher the interest rate less is the home loan eligibity.</li> <li><span class="read-more">CIBIL Score – </span>Your credit report tells the bank about your repayment capacity and hence determines if you’re eligible for a loan.(credit score must be above 650)</li> </ol> </div> </div> </div> </div> <div id="homeloan" class="container-fluid overviews" > <div class="properties-description mb-50"> <div class="blog-1"> <div class="detail"> <h3> <a href="#">Bank wise Rates of Interest for Home Loan :</a> </h3> <div class="row"> <div class="col-md-12 col-lg-12"> <table class="table table-bordered"> <thead class="bg-active"> <tr> <th scope="col" colspan="4" class="headertable tabhead">INTEREST COMPARISON</th> </tr> <tr> <th scope="col">SR.NO</th> <th scope="col">BANK NAME</th> <th scope="col">RATE OF INTEREST</th> <th scope="col">PROCESSING FEES</th> </tr> </thead> <tbody> <?php $count=0; foreach($data as $dt){ $count=$count+1; ?> <tr> <th scope="row"><?=$count?></th> <td><?=$dt->bank_name?></td> <td><?=$dt->rate?></td> <td><?=$dt->pfee?></td> </tr> <?php } ?> </tbody> </table> </div> </div> </div> </div> </div> </div> <div id="salaried" class="container-fluid overviews" > <div class="properties-description mb-50"> <div class="blog-1"> <div class="detail"> <h3> <a href="#">Documents Required for salaried Home Loan :</a> </h3> <ol> <li><span class="read-more">Application Form:</span> Signed with photograph pasted (applicant and co applicant)</li> <li><span class="read-more">Identity Proof:</span> PAN card, Passport, Driving License, Aadhar Card, Voter id,(applicant and co applicant) (Any One) </li> <li><span class="read-more">Address Proof:</span> Aadhar card, Passport, Driving License, Election ID card, Rent Agreement, Electricity/ Telephone/ Mobile bill/ Bank statement (not more than 3 months old) (applicant and co applicant) Rent Agreement ( Notarised/ Registered) ( Any One) </li> <li><span class="read-more">Income Proof:</span> Form 16, Latest 6 month’s salary slip, Last 6 month’s bank statement</li> <li><span class="read-more">Stability Proof:</span> Job Stability Proof must be of 2 years</li> <li><span class="read-more">Property Documents:</span> <ol> <li>If builder purchase- draft agreement, Cc copy, Development Agreement, Approved Plan, Cost Sheet.</li> <li>If resale - Past Title Chain, Conveyance Deed, Sale Deed, Allotment Letter, Possession Letter, Latest Property Tax Receipt, Copy of Approved Plan for Construction/ Extension.</li> </ol> </li> </ol> </div> </div> </div> </div> <div id="employee" class="container-fluid overviews" > <div class="properties-description mb-50"> <div class="blog-1"> <div class="detail"> <h3> <a href="#">Documents Required for self employed Home Loan :</a> </h3> <ol> <li><span class="read-more">Application Form:</span> Signed with photograph pasted( applicant and co applicant)</li> <li><span class="read-more">Identity Proof:</span> PAN card, Passport, Driving License, Aadhar Card, Voter id,(applicant and co applicant) (Any One)</li> <li><span class="read-more">Address Proof: </span>Aadhar card, Passport, Driving License, Election ID card, Rent Agreement, Electricity/ Telephone/ Mobile bill/ Bank Statement (not more than 3 months old) (applicant and co applicant) Rent Agreement ( Notarised/ Registered) (Any One)</li> <li><span class="read-more">Business address proof: </span>Address on current account, Rent Agreement, Ghumasta License, Adhar Udyog, Electricity Bill. (Any One)</li> <li><span class="read-more">Business License:</span> Ghumasta License, GST Certificate, Government License.</li> <li><span class="read-more">Income Proof:</span> Last 3 Years ITR with CA Attested, 1Year Bank Statement Of Current And Saving Account.</li> <li><span class="read-more">Stability Proof:</span> Business Stability Proof must be of 3 Years.</li> <li><span class="read-more">Property Documents: </span> <ol> <li>If builder purchase- draft agreement, Cc copy, Development Agreement, Approved Plan, Cost Sheet.</li> <li>If resale - Past Title Chain, Conveyance Deed, Sale Deed, Allotment Letter, Possession Letter, Latest Property Tax Receipt, Copy of Approved Plan for Construction/ Extension.</li> </ol> </li> </ol> </div> </div> </div> </div> <div id="calculator" class="container-fluid overviews" > <div class="properties-description mb-50"> <div class="row"> <div class="col-lg-6 col-md-6"> <div class="blog-1"> <!-- Posts by category Start --> <div class="detail"> <h3 class="sidebar-title"><a href="">Eligibility Calculator</a></h3> <div class="form-group"> <label class="d-flex" for="fromValue">Loan Amount</label> <input type="text" class="form-control form-control-lg" id="txtLoanAmount"> </div> <div class="form-group"> <label class="d-flex" for="toValue">Interest Rate(%)</label> <input type="text" class="form-control form-control-lg" id="txtInterestRate" /> </div> <div class="form-group"> <label class="d-flex" for="toValue">Loan Term</label> <div class="row"> <div class="col-sm-6 form-group" > <input type="text" class="col-md-12 form-control form-control-lg" id="txtLoanTerm" /> </div> <div class="col-sm-6 form-group"> <select class="col-md-12 form-control form-control-lg" id="ddlTermType"> <option value="years">Years</option> <option value="months">Months</option> </select> </div> </div> </div> <div class="form-group"> <div class="row" style="margin:0px;"> <div class="col-sm-6 form-group"> <button type="button" class="col-md-12 btn btn-outline-secondary" id="btnResetHomeLoanEMIForm">Reset</button> </div> <div class="col-sm-6 form-group"> <button type="button" class="col-md-12 btn btn-outline-primary" id="btnCalculateHomeLoanEMI" onclick="calculateHomeLoanEMI">Calculate</button> </div> </div> </div> </div> </div> </div> <div class="col-lg-6 col-md-6"> <div class="blog-1"> <div class="detail"> <div class="home-loan-result-container"> <h3 class="sidebar-title"><a href="#">EMI Result</a></h3> <div class="home-loan-result-row" > <div class="col- home-loan-result-left-col">EMI:</div> <div class="col- home-loan-result-right-col" id="totalEMIValue"></div> </div> <div class="home-loan-result-row"> <div class="col- home-loan-result-left-col">Loan Amount:</div> <div class="col- home-loan-result-right-col" id="totalLoanAmount"></div> </div> <div class="home-loan-result-row"> <div class="col- home-loan-result-left-col">Loan Term:</div> <div class="col- home-loan-result-right-col" id="totalLoanTerm"></div> </div> <div class="home-loan-result-row"> <div class="col- home-loan-result-left-col">Interest Rate:</div> <div class="col- home-loan-result-right-col" id="totalInterestRate"></div> </div> <!--<div class="home-loan-result-row">--> <!-- <div class="col- home-loan-result-left-col">Interest Amount:</div>--> <!-- <div class="col- home-loan-result-right-col" id="totalInterestPaid"></div>--> <!--</div>--> <!--<div class="home-loan-result-row">--> <!-- <div class="col- home-loan-result-left-col">Total Amount:</div>--> <!-- <div class="col- home-loan-result-right-col" id="totalAmount"></div>--> <!--</div>--> </div> </div> <!--<div class="col-lg-6 col-md-6"> <div class="sidebar-right"> <!-- Posts by category Start -- <div class="widget recent-properties"> <h3 class="sidebar-title">Loan EMI Calculator</h3> <div class="s-border"></div> </div> </div> </div>--> </div> </div> </div> </div> </div> <div id="calculatoremi" class="container-fluid overviews" > <div class="properties-description mb-50"> <div class="row"> <div class="col-lg-6 col-md-6"> <div class="sidebar-right"> <!-- Posts by category Start --> <div class="posts-by-category widget"> <h3 class="sidebar-title">Loan EMI Calculator</h3> <div class="s-border"></div> <div class="form-group"> <label class="d-flex" for="fromValue">Loan Amount</label> <input type="text" class="form-control form-control-lg" id="txtLoanAmount"> </div> <div class="form-group"> <label class="d-flex" for="toValue">Interest Rate(%)</label> <input type="text" class="form-control form-control-lg" id="txtInterestRate" /> </div> <div class="form-group"> <label class="d-flex" for="toValue">Loan Term</label> <div class="row"> <div class="col-sm-6 form-group" > <input type="text" class="col-md-12 form-control form-control-lg" id="txtLoanTerm" /> </div> <div class="col-sm-6 form-group"> <select class="col-md-12 form-control form-control-lg" id="ddlTermType"> <option value="years">Years</option> <option value="months">Months</option> </select> </div> </div> </div> <div class="form-group"> <div class="row" style="margin:0px;"> <div class="col-sm-6 form-group"> <button type="button" class="col-md-12 btn btn-outline-secondary" id="btnResetHomeLoanEMIForm">Reset</button> </div> <div class="col-sm-6 form-group"> <button type="button" class="col-md-12 btn btn-outline-primary" id="btnCalculateHomeLoanEMI" onclick="calculateHomeLoanEMI">Calculate</button> </div> </div> </div> </div> </div> </div> <div class="col-lg-6 col-md-6"> <div class="sidebar-right"> <div class="posts-by-category widget"> <div class="home-loan-result-container"> <h3 class="sidebar-title">EMI Result</h3> <div class="home-loan-result-row" > <div class="col- home-loan-result-left-col">EMI:</div> <div class="col- home-loan-result-right-col" id="totalEMIValue"></div> </div> <div class="home-loan-result-row"> <div class="col- home-loan-result-left-col">Loan Amount:</div> <div class="col- home-loan-result-right-col" id="totalLoanAmount"></div> </div> <div class="home-loan-result-row"> <div class="col- home-loan-result-left-col">Loan Term:</div> <div class="col- home-loan-result-right-col" id="totalLoanTerm"></div> </div> <div class="home-loan-result-row"> <div class="col- home-loan-result-left-col">Interest Rate:</div> <div class="col- home-loan-result-right-col" id="totalInterestRate"></div> </div> <!--<div class="home-loan-result-row">--> <!-- <div class="col- home-loan-result-left-col">Interest Amount:</div>--> <!-- <div class="col- home-loan-result-right-col" id="totalInterestPaid"></div>--> <!--</div>--> <!--<div class="home-loan-result-row">--> <!-- <div class="col- home-loan-result-left-col">Total Amount:</div>--> <!-- <div class="col- home-loan-result-right-col" id="totalAmount"></div>--> <!--</div>--> </div> </div> <!--<div class="col-lg-6 col-md-6"> <div class="sidebar-right"> <!-- Posts by category Start -- <div class="widget recent-properties"> <h3 class="sidebar-title">Loan EMI Calculator</h3> <div class="s-border"></div> </div> </div> </div>--> </div> </div> </div> </div> </div> <div id="apply" class="container-fluid overviews" > <div class="properties-description mb-50"> <div class="row"> <div class="offet-3 col-md-6"> <div class="sidebar-right"> <div class="widget recent-properties"> <form action="<?=base_url()?>form/loan_enquiry" method="post" enctype="multipart/form-data"> <div class="row"> <div class="col-md-12"> <h3 class="heading-2"> Query </h3> </div> <div class="form-group name col-md-6"> <input type="hidden" name="service" value="Home Loan" class="form-control" placeholder="Name"> <input type="text" name="name" class="form-control" placeholder="Name"> </div> <div class="form-group email col-md-6"> <input type="email" name="email" class="form-control" placeholder="Email"> </div> <div class="form-group number col-md-12"> <input type="text" name="phone" class="form-control" placeholder="Number"> </div> <div class="col-lg-4 col-md-4 col-sm-6 col-xs-12"> <div class="form-group"> <label>PROFILE TYPE</label> <select class="search-fields" name="profile_type"> <option> SALARIED</option> <option>SELF EMPLOYED</option> <option>PROFESSIONAL</option> </select> </div> </div> <div class="col-lg-4 col-md-4 col-sm-6 col-xs-12"> <div class="form-group"> <label>NET MONTHLY INCOME</label> <input type="text" name="income" class="selectpicker search-fields"> </div> </div> <div class="col-lg-4 col-md-4 col-sm-6 col-xs-12"> <div class="form-group"> <label>LOAN REQUIREMENT</label> <input type="text" name="loan_requirement" class="selectpicker search-fields"> </div> </div> <div class="form-group message col-md-12"> <textarea class="form-control" name="message" rows="5" placeholder="Write message"></textarea> </div> <div class="send-btn col-md-12"> <button type="submit" class="btn btn-md button-theme">Send Message</button> </div> </div> </form> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <!-- Properties section body end --> <?php include('footer1.php'); ?>