Edit file File name : personal-loan.php Content :<?php include('header1.php'); ?> <!-- Sub banner start --> <div class="sub-banner1 overview-bgi"> <div class="container"> <div class="breadcrumb-area"> <h1>Personal Loan</h1> <ul class="breadcrumbs"> <li><a href="index2.php">Home</a></li> <li class="active">Personal Loan</li> </ul> </div> </div> </div> <!-- Sub Banner end --> <!-- Properties section body start --> <div class="properties-section-body content-area"> <div class="container"> <div class="row"> <div class="col-lg-12 col-md-12"> <div class="properties-details-section"> <nav class="navbar navbar-inverse navbar-expand-sm bg-dark navbar-dark fixed-top-small header-transparent"> <ul class="navbar-nav"> <li class="nav-item"> <a class="nav-link" href="#eligibility">Eligibility Criteria</a> </li> <li class="nav-item"> <a class="nav-link" href="#homeloan">Bank ROI</a> </li> <li class="nav-item"> <a class="nav-link" href="#salaried">Salaried Documents</a> </li> <li class="nav-item"> <a class="nav-link" href="#employee"> Self Employed Documents</a> </li> <li class="nav-item"> <a class="nav-link" href="#calculatoremi"> EMI Calculator </a> </li> <li class="nav-item"> <a class="nav-link" href="#apply">Apply Now</a> </li> </ul> </nav> <div id="eligibility" class="overviews"> <div class="properties-description mb-50"> <div class="blog-1"> <div class="detail"> <h3> <a href="#">Personal Loan Eligibility Criteria:</a> </h3> <p>Personal Loan eligibility depends upon various factors which are as follows:</p> <ol> <li><span class="read-more">Income –</span> Your income determines the amount of personal loan you are eligible for. Banks generally keep the EMI to income ratio at 0.45% to 0.60% of your monthly income.</li> <li><span class="read-more">Tenure – </span>The longer tenure you opt for, the more is your personal loan eligibility and the lesser is your EMI. Maximum tenure is 3 years to 5 years.</li> <li><span class="read-more">Age – </span>Your age will determine your personal loan tenure and hence your eligibility. Maximum age to be considered is 60 years.</li> <li><span class="read-more">Interest Rate offered –</span> Lower the interest rate more is the personal loan eligibity and higher the interest rate less is the personal loan eligibity.</li> <li><span class="read-more">CIBIL Score – </span>Your credit report tells the bank about your repayment capacity and hence determines if you’re eligible for a loan.(credit score must be above 700).</li> </ol> </div> </div> </div> </div> <div id="homeloan" class="overviews"> <div class="properties-description mb-50"> <div class="blog-1"> <div class="detail"> <h3> <a href="#">Bank wise Rate of Interest for Personal Loan:</a> </h3> <table class="table table-bordered"> <thead class="bg-active"> <tr> <th scope="col" colspan="4" class="headertable tabhead">INTEREST COMPARISON</th> </tr> <tr> <th scope="col">SR.NO</th> <th scope="col">BANK NAME</th> <th scope="col">RATE OF INTEREST</th> <th scope="col">PROCESSING FEES</th> </tr> </thead> <tbody> <?php $count=0; foreach($data as $dt){ $count=$count+1; ?> <tr> <th scope="row"><?=$count?></th> <td><?=$dt->bank_name?></td> <td><?=$dt->rate?></td> <td><?=$dt->pfee?></td> </tr> <?php } ?> </tbody> </table> </div> </div> </div> </div> <div id="salaried" class="overviews"> <div class="properties-description mb-50"> <div class="blog-1"> <div class="detail"> <h3> <a href="#">Documents Required for salaried Personal Loan :</a> </h3> <ol> <li><span class="read-more">Application Form:</span> signed with photograph pasted (applicant and co applicant)</li> <li><span class="read-more">Identity Proof:</span> PAN card, Passport, Driving License, Aadhar Card, Voter id,(applicant and co applicant) (Any One)</li> <li><span class="read-more">Address Proof:</span> Aadhar Card, Passport, Driving License, Election ID Card, Rent Agreement, Electricity/ Telephone/ Mobile Bill/ Bank Statement (Not More Than 3 Months Old)(Applicant And Co applicant) (Any One)</li> <li><span class="read-more">Income Proof:</span> Form 16, Latest 6 Months Salary Slip, Last 6 Months Bank Statement</li> <li><span class="read-more">Stability Proof:</span> Job Stability Proof must be of 2 Years.</li> </ol> </div> </div> </div> </div> <div id="employee" class="overviews"> <div class="properties-description mb-50"> <div class="blog-1"> <div class="detail"> <h3> <a href="#">Documents Required for self employed Personal Loan</a> </h3> <ol> <li><span class="read-more">Application Form:</span> signed with photograph pasted (applicant and co applicant)</li> <li><span class="read-more">Identity Proof:</span> PAN card, Passport, Driving License, Aadhar Card, Voter id,(applicant and co applicant) (Any One)</li> <li><span class="read-more">Address Proof:</span> Aadhar Card, Passport, Driving License, Election ID Card, Rent Agreement, Electricity/ Telephone/ Mobile Bill/ Bank Statement (Not More Than 3 Months Old)(Applicant And Co applicant) (Any One)</li> <li><span class="read-more">Business Address Proof:</span> Address on Current Account, Rent Agreement, Ghumasta License, Adhar Udyog, Electricity Bill (Any One).</li> <li><span class="read-more">Business License:</span> Ghumasta License, GST Certificate, Government License.</li> <li><span class="read-more">Income Proof:</span> Last 3 Years ITR with CA Attested,1 Year Bank Statement of Current and Saving Account.</li> <li><span class="read-more">Stability Proof:</span> Business Stability Proof must be of 5 Years.</li> </ol> </div> </div> </div> </div> <!--<div id="calculator" class="container-fluid overviews">--> <!-- <div class="properties-description mb-50">--> <!-- <div class="row">--> <!-- <div class="col-lg-6 col-md-6">--> <!-- <div class="sidebar-right">--> <!-- Posts by category Start --> <!-- <div class="posts-by-category widget">--> <!-- <h3 class="sidebar-title">Loan Eligibility Calculator</h3>--> <!-- <div class="s-border"></div> --> <!-- <div class="form-group">--> <!-- <label class="d-flex" for="fromValue">Loan Amount</label>--> <!-- <input type="text" class="form-control form-control-lg" id="txtLoanAmount">--> <!-- </div>--> <!-- <div class="form-group">--> <!-- <label class="d-flex" for="toValue">Interest Rate(%)</label>--> <!-- <input type="text" class="form-control form-control-lg" id="txtInterestRate" />--> <!-- </div>--> <!-- <div class="form-group">--> <!-- <label class="d-flex" for="toValue">Loan Term</label>--> <!-- <div class="row">--> <!-- <div class="col-sm-6 form-group" >--> <!-- <input type="text" class="col-md-12 form-control form-control-lg" id="txtLoanTerm" />--> <!-- </div>--> <!-- <div class="col-sm-6 form-group">--> <!-- <select class="col-md-12 form-control form-control-lg" id="ddlTermType">--> <!-- <option value="years">Years</option>--> <!-- <option value="months">Months</option>--> <!-- </select>--> <!-- </div>--> <!-- </div>--> <!-- </div>--> <!-- <div class="form-group">--> <!-- <div class="row" style="margin:0px;">--> <!-- <div class="col-sm-6 form-group">--> <!-- <button type="button" class="col-md-12 btn btn-outline-secondary" id="btnResetHomeLoanEMIForm">Reset</button>--> <!-- </div>--> <!-- <div class="col-sm-6 form-group">--> <!-- <button type="button" class="col-md-12 btn btn-outline-primary" id="btnCalculateHomeLoanEMI" onclick="calculateHomeLoanEMI">Calculate</button>--> <!-- </div>--> <!-- </div>--> <!-- </div>--> <!-- </div>--> <!-- </div>--> <!-- </div> --> <!-- <div class="col-lg-6 col-md-6">--> <!-- <div class="sidebar-right">--> <!-- <div class="posts-by-category widget">--> <!-- <div class="home-loan-result-container">--> <!-- <h3 class="sidebar-title">EMI Result</h3>--> <!-- <div class="home-loan-result-row" >--> <!-- <div class="col- home-loan-result-left-col">EMI:</div>--> <!-- <div class="col- home-loan-result-right-col" id="totalEMIValue"></div>--> <!-- </div>--> <!-- <div class="home-loan-result-row">--> <!-- <div class="col- home-loan-result-left-col">Loan Amount:</div>--> <!-- <div class="col- home-loan-result-right-col" id="totalLoanAmount"></div>--> <!-- </div>--> <!-- <div class="home-loan-result-row">--> <!-- <div class="col- home-loan-result-left-col">Loan Term:</div>--> <!-- <div class="col- home-loan-result-right-col" id="totalLoanTerm"></div>--> <!-- </div>--> <!-- <div class="home-loan-result-row">--> <!-- <div class="col- home-loan-result-left-col">Interest Rate:</div>--> <!-- <div class="col- home-loan-result-right-col" id="totalInterestRate"></div>--> <!-- </div>--> <!--<div class="home-loan-result-row">--> <!-- <div class="col- home-loan-result-left-col">Interest Amount:</div>--> <!-- <div class="col- home-loan-result-right-col" id="totalInterestPaid"></div>--> <!--</div>--> <!--<div class="home-loan-result-row">--> <!-- <div class="col- home-loan-result-left-col">Total Amount:</div>--> <!-- <div class="col- home-loan-result-right-col" id="totalAmount"></div>--> <!--</div>--> <!-- </div>--> <!-- </div>--> <!--<div class="col-lg-6 col-md-6"> <!-- <div class="sidebar-right">--> <!-- Posts by category Start -- <!-- <div class="widget recent-properties">--> <!-- <h3 class="sidebar-title">Loan EMI Calculator</h3>--> <!-- <div class="s-border"></div>--> <!-- </div>--> <!-- </div>--> <!-- </div>--> <!-- </div>--> <!-- </div>--> <!-- </div>--> <!-- </div>--> <!-- </div>--> <div id="calculatoremi" class="overviews" > <div class="properties-description mb-50"> <div class="row"> <div class="col-lg-6 col-md-6"> <div class="sidebar-right"> <!-- Posts by category Start --> <div class="posts-by-category widget"> <h3 class="sidebar-title">Loan EMI Calculator</h3> <div class="row"> <div class="col-md-6 form-group"> <label class="d-flex" for="fromValue">Loan Amount</label> <input type="text" class="form-control form-control-lg" id="txtLoanAmount"> </div> <div class="col-md-6 form-group"> <label class="d-flex" for="toValue">Interest Rate(%)</label> <input type="text" class="form-control form-control-lg" id="txtInterestRate" /> </div> <div class="col-md-6 form-group"> <label class="d-flex" for="toValue">Loan Term</label> <input type="text" class="col-md-12 form-control form-control-lg" id="txtLoanTerm"/> </div> <div class="col-md-6 form-group"> <label class="d-flex" for="toValue">Tenure</label> <select class="col-md-12 form-control form-control-lg" id="ddlTermType"> <option value="years">Years</option> <option value="months">Months</option> </select> </div> <div class="col-md-6 form-group"> <button type="reset" class="col-md-12 btn btn-outline-secondary" id="btnResetHomeLoanEMIForm">Reset</button> </div> <div class="col-md-6 form-group"> <button type="button" class="col-md-12 btn btn-outline-primary" onclick="calculateHomeLoanEMI()">Calculate</button> </div> </div> <script> function calculateHomeLoanEMI(){ amount=parseInt(document.getElementById('txtLoanAmount').value); rate=parseFloat(document.getElementById('txtInterestRate').value); rate2=rate/12; rate2=rate2/100; time=document.getElementById('txtLoanTerm').value; time_type=document.getElementById('ddlTermType').value; if(time_type=="years"){ time=parseInt(time)*12; } let interest = amount*rate2*Math.pow(1+rate2,time); // alert(interest); let emi=interest/(Math.pow(1+rate2,time)-1) emi=emi.toFixed(2) // emi = ((amount + emi)/time).toFixed(2); emi = emi.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ","); document.getElementById("totalEMIValue2").innerHTML=emi document.getElementById("totalLoanAmount2").innerHTML=amount document.getElementById("totalLoanTerm2").innerHTML=time document.getElementById("totalInterestRate2").innerHTML=rate } </script> </div> </div> </div> <div class="col-lg-6 col-md-6"> <div class="sidebar-right"> <div class="posts-by-category widget"> <div class="home-loan-result-container"> <h3 class="sidebar-title">EMI Result</h3> <div class="row home-loan-result"> <div class="col-md-5 str-mon-sun home-loan-result-left-col">EMI</div> <div class="col-md-2">:</div> <div class="col-md-5 open-lbl home-loan-result-right-col" id="totalEMIValue2"></div> </div> <div class="row home-loan-result"> <div class="col-md-5 str-mon-sun home-loan-result-left-col">Loan Amount</div> <div class="col-md-2">:</div> <div class="col-md-5 open-lbl home-loan-result-right-col" id="totalLoanAmount2"></div> </div> <div class="row home-loan-result"> <div class="col-md-5 str-mon-sun home-loan-result-left-col">Loan Term</div> <div class="col-md-2">:</div> <div class="col-md-5 open-lbl home-loan-result-right-col" id="totalLoanTerm2"></div> </div> <div class="row home-loan-result"> <div class="col-md-5 str-mon-sun home-loan-result-left-col">Interest Rate</div> <div class="col-md-2">:</div> <div class="col-md-5 open-lbl home-loan-result-right-col" id="totalInterestRate2"></div> </div> <!--<div class="home-loan-result-row">--> <!-- <div class="col- home-loan-result-left-col">Interest Amount:</div>--> <!-- <div class="col- home-loan-result-right-col" id="totalInterestPaid"></div>--> <!--</div>--> <!--<div class="home-loan-result-row">--> <!-- <div class="col- home-loan-result-left-col">Total Amount:</div>--> <!-- <div class="col- home-loan-result-right-col" id="totalAmount"></div>--> <!--</div>--> </div> </div> <!--<div class="col-lg-6 col-md-6"> <div class="sidebar-right"> <!-- Posts by category Start -- <div class="widget recent-properties"> <h3 class="sidebar-title">Loan EMI Calculator</h3> <div class="s-border"></div> </div> </div> </div>--> </div> </div> </div> </div> </div> <div id="apply" class="overviews"> <div class="properties-description mb-50"> <div class="row"> <div class="offet-3 col-md-12"> <div class="sidebar-right"> <div class="widget recent-properties"> <form action="<?=base_url()?>form/loan_enquiry" method="post" enctype="multipart/form-data"> <div class="row"> <div class="col-md-12"> <h3 class="heading-2"> Apply Online </h3> </div> <div class="form-group name col-md-6"> <input type="hidden" name="service" value="Personal Loan" class="form-control" placeholder="Name"> <input type="text" name="name" class="form-control" placeholder="Name" required> </div> <div class="form-group number col-md-6"> <input type="text" name="phone" class="form-control" placeholder="Number" required> </div> <div class="form-group email col-md-12"> <input type="email" name="email" class="form-control" placeholder="Email" required> </div> <div class="col-lg-4 col-md-4 col-sm-6 col-xs-12"> <div class="form-group"> <label>PROFILE TYPE</label> <select class="search-fields" name="profile_type"> <option> SALARIED</option> <option>SELF EMPLOYED</option> <option>PROFESSIONAL</option> </select> </div> </div> <div class="col-lg-4 col-md-4 col-sm-6 col-xs-12"> <div class="form-group"> <label>NET MONTHLY INCOME</label> <input type="text" name="income" class="selectpicker search-fields" required> </div> </div> <div class="col-lg-4 col-md-4 col-sm-6 col-xs-12"> <div class="form-group"> <label>LOAN REQUIREMENT</label> <input type="text" name="loan_requirement" class="selectpicker search-fields" required> </div> </div> <div class="form-group message col-md-12"> <textarea class="form-control" name="message" rows="5" placeholder="Write message" required></textarea> </div> <div class="form-group message col-md-12"> <div class="g-recaptcha" data-sitekey="6LejL_4pAAAAAGIxBn7UE64V8yP_tjODPHbf_mAA"></div> </div> <div class="send-btn col-md-12"> <button type="submit" class="btn btn-md button-theme">Send Message</button> </div> </div> </form> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <!-- Properties section body end --> <?php include('footer1.php'); ?> Save